Inflation is up 3.6%

These are the Singapore inflation rates for 2012:
January: 4.8%
February: 4.6%
March: 5.2%
April: 5.4%
May: 5.0%
June: 5.3%
July: 4%
August: 3.9%
September: 4.7%
October: 4% 
November: 3.6% 

Transport and Housing are leading the pack, rising by 6.2% and 5.2% respectively year on year, moderating downwards compared to September's inflation. As mentioned previously, inflation moderated due to the holiday season, but it seems that it moderated more than what I expected.

Looks like this year's inflation rate should come around 4.5%, within MAS estimates. This year has been an eye opener for me because my estimates have consistently been way-off the actual numbers. Unfortunately, unless there is a reduction of my current workload, I might not be able to have time to re-look at the reason behind it.

Anyway, wishing everyone happy holidays.